FAQs ?



What is a Cash Payday Loans or Personal Cash Loans?

A Personal cash loan provides you with an unsecured, short-term cash advance until your next payday. Customers choose personal Cash Advances and Payday loans to cover small, unexpected expenses while Avoiding costly Bounced-Check Fees, Late payment penalties. At FastCashDirectNow.com you can apply for Cash payday loan online and have your advance electronically deposited to your checking or savings account.


What can a Cash Advance Payday Loan be used for?

The money can be used for any purpose – to pay bills, buy something, have a great weekend, it’s up to you! You won’t be asked!


How much can I receive?

Your first FastCashDirectNow.com, The Cash loan is based upon the information you provide in your membership application. You can borrow an amount up to $1000. After successful repayment of your personal loan, we may raise your loan amount on any future Cash Payday Loans.


What about qualifying?

Qualifying for a payday loan cash advance is easier than qualifying for traditional credit. FastCashDirectNow.com does not perform credit checks. You only need to meet the following requirements:

• Currently have a job (or receive regular income)

• Make at least $1000 per month

• Are 18 years of age or older and a U.S. citizen

• Have checking account or savings account with direct deposit.


What’s the procedure to apply for fast cash payday loans online?

The procedure is extremely simple, all you need to do is just fill up the application form at our website and submit it online. The approval takes place immediately after you submit the application on any of the business days.


What do I have to fill in application form?

You have to provide your name and address, employment information, bank account details, and picture identification in the payday loan application form.


Is my application and financial information secure?

We respect our Customer’s Privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.


Does the online form obligate me to taking out cash loans?

No. When you fill out our online application, you are only stating that you wish to have our agents approve you and contact you to discuss your options. You may still ask us any questions, and withdraw your request at this time. If you are ready to proceed, you may confirm your information and officially agree to terms with one of our representatives.


What if I have bad credit?

Bad credit will not prevent you from receiving fast Cash Advance Payday Loans Online at FastCashDirectNow.com. Our friendly managers will work with you, even if you have already been turned down by other lenders.


Do I need to fax my details?

You don’t need to have a fax machine to be able to apply for a loan. Lending company gets all necessary information instantly.


Can I have more than one cash payday loan at the same time?

No. All other payday loans have to be repaid before another can be granted.


Do you contact current or former employers?

No, the lenders operate a strict confidentiality policy. None of your personal information will be passed onto any third party without your prior agreement or unless required by law.


Do I need direct deposit?

At this time we can only process your loan if your paycheck is direct deposited; it is the most secure way to offer cash loans as quickly as we do.


When I will receive cash payday loans?

Your Application will be Processed within 3-5 Steps, Once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you Repayment dates so that you won’t have to worry about bounced checks or missed deadlines.


How do I know that cash loans has been approved?

You will receive an email notification once your cash advance and payday loan has been approved. FastCashDirectNow.com reserves the right to make Adjustments to Your Cash loans approval until the time you receive the funds in your bank account based on new information regarding your loan application.


What if I can’t repay cash loans on the due data?

If you can’t repay the full amount of your loan on the due date, you may be able to request a loan extension.

We have different payment options available for our customers:

1. Paying the loan in full on the maturity date listed on your loan agreement.

2. Paying the finance fee and a portion of the principle on or before the maturity date.

3. Paying only the finance fee on the maturity date.


How often can I get cash payday loans?

We are here to help anytime you need extra cash between paychecks. We encourage all our clients to keep in mind that a Cash Payday Loans is only a short-term solution to an urgent Cash need, and to use these loans responsibly. Payday loans should not be used repeatedly to deal with continuing budgeting issues.